Security : Technology : Network : Cloud
Voltage SecureData Payments™ empowers merchants with the highest level of security to mitigate the risk of cardholder data breaches
Vice President of Product Management
Expanding its leadership in the retail payments industry, Voltage Security today announced that Uniform Industrial Corporation (UIC) now supports Voltage Format-Preserving Encryption (FPE), a powerful component of Voltage SecureData Payments with Voltage Identity-Based Encryption (IBE), providing merchants with P2PE (point-to-point encryption), otherwise known as end-to-end encryption, from a payment reading device to a trusted processing host.
This expands a previous partnership with Heartland Payment Systems in which UIC and Voltage provided end-to-end encryption for Heartland’s E3™ security solutions, delivering reliable, secure terminal-based communications with billions of transactions on hundreds of thousands of merchant locations across global deployments.
“We see the headlines every day -- retailers are increasingly faced with tremendous pressure and risk when it comes to payment processing and it cuts to the core of their business by impacting customer trust. Malware in the retail IT systems, especially the traditional POS, has resulted in major costly breaches world-wide. We take our role as a technology partner very seriously and we are dedicated to developing solutions that provide the highest level of protection against data loss or breach, as well as enabling PCI compliance cost scope reduction, all at significantly lower implementation and management costs,” explained Mark Bower, vice president of product management, Voltage Security.
UIC is now offering Voltage SecureData Payments with Voltage Format-Preserving Encryption to users of its devices of the MSR215E and MSR215T secure MSR readers, and PP790SE and PP795SE All-in-one PIN Pads, as well as the TS890 and TS900 payment terminals.
“We are excited to offer this cutting edge technology and to deliver secure and robust payment devices. By introducing Voltage enabled card readers and PIN pads, not only does it simplify the complex payment security key management, it also establishes the highest level of security to protect payment operators and card holders from fraudulence,“ said Albert Li, vice president, sales/business development, UIC.
From authorization and settlement, through business processes such as charge-backs, loyalty or repeat payments, merchants and processors must be able to reliably protect credit card data at rest and in transit, and, at the same time, reduce PCI scope as much as possible, without impacting business workflows or customer facing business processes.
“Our partnership with UIC is another example of how widely available Voltage end-to-end encryption is across the payments industry. Businesses have the option to implement Voltage SecureData Payments on a wide variety of payments devices and perform decryption within their own data environments or with a Voltage platform partner, and Voltage works with six of the top eight U.S. payment processors,” said Bower.
By strongly encrypting cardholder data at the read head, using tamper-resistant and tamper-evident payment devices, any malware installed on the intermediate POS systems would only have access to the ciphertext, while the keys necessary to decrypt it stay safely inside the most secure PCI environments at the decryption endpoint. The cipher text, using Voltage Format-Preserving Encryption (FPE), can be used by those POS systems, just as the original plaintext was; but, it is useless to any attackers.
Voltage SecureData Payments Dramatically Lowers Management and Compliance Costs
Voltage SecureData Payments is a complete payment transaction protection framework, built on breakthrough technologies encompassing encryption and key management: Voltage Format-Preserving Encryption (FPE) and Voltage Identity-Based Encryption (IBE). These technologies provide a unique architecture that addresses the complexity of retail environments with high transaction volume.
With Voltage FPE, credit card numbers and other types of structured information are protected without the need to change the data format or structure. In addition, data properties are maintained, such as a checksum, and portions of the data can remain in the clear. This aids in preserving existing processes such as BIN routing or use of the last 4 digits of the card in customer service scenarios.
Voltage IBE is a breakthrough in key management that eliminates the complexity of traditional Public Key Infrastructure (PKI) systems and symmetric key systems. In other words, no digital certificates or keys are required to be injected or synchronized. IBE also enables end-to-end encryption from swipe-to-processor and swipe-to-trusted-merchant applications.
Voltage Secure Stateless Tokenization™ (SST), adopted by major global retailers, is an advanced, patent-pending data security technology that provides enterprises, merchants and payment processors with a new approach to help assure protection for payment card data, with significant Payment Card Industry Data Security Standard (PCI DSS) audit scope reduction. Voltage SST technology dramatically improves speed, scalability, security and manageability over conventional and first-generation tokenization solutions.
Voltage SecureData Payments delivers:
Reduced PCI audit cost and scope – End-to-end encryption can be combined easily with tokenization to provide merchants with complete choice in reducing PCI audit scope.
Reduced risk of data loss or breach - Cardholder data is protected or tokenized when it is stored, transmitted, or used. When deployed with sound internal controls, Voltage SecureData Payments renders sensitive information useless to unauthorized users, mitigating risk of data breaches at any point in the payment stream.
Significantly lower implementation and management costs - Keys are securely generated on demand and not stored; point-of-sale (POS) terminal devices are not subject to key injection; and key rotation is automated and transparent, thus eliminating labor-intensive processes and reducing costs.
Voltage SecureData Payments Terminal SDK can be implemented on most payment devices (both traditional and mobile) and payment processing systems. Voltage is already integrated into leading payment card reading devices and pin-pads, offering merchants the flexibility to support the hardware of their choice. The complementary SecureData Payments Host SDK, which performs the decryption of the cardholder data when teamed with Voltage SecureData Appliances and Thales HSMs, supports a wide variety of platforms, including Windows, Linux, HP NonStop, Stratus VOS, and IBM z/OS.
For a complete list of payment terminal partners, visit https://www.voltage.com/partners/payment-partners/.
Uniform Industrial Corporation positions itself as a professional DMS manufacturer in the payment industry. Since its inception in 1983, UIC has been a leading national provider of award-winning components and systems for banking, and retail solutions. The company’s simple-to-use products combine affordability, reliability, and performance to enable the most high-value and secure transactions. UIC’s innovative products have allowed fast, affordable and reliable payment products driven by unique technological developments in the payments industry. The company has branches in Fremont, USA and Frankfurt, Germany to support the American and European markets. UIC seeks to offer its partners cutting-edge solutions and outstanding customer service that exceed expectations.
About Voltage Security
Voltage Security®, Inc. is the world leader in data-centric encryption and tokenization. Voltage provides trusted data security that scales to deliver cost-effective PCI compliance, scope reduction and secure analytics. Voltage solutions are used by leading enterprises worldwide, reducing risk and protecting brand while enabling business.
For more information see www.voltage.com.
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